Health Insurance You Can Afford
Pay as little as KES 20 per day for comprehensive health coverage. No lump sum required. No conflicts with other expenses.
12.2M
Underinsured in Kenya
3 Tiers
Payment options
20%
Current Coverage
15.8%
Informal Insured
17.4M
Total Workforce
Why Choose UHAI?
We've reimagined health insurance for the informal sector. Easy, affordable, and sustainable.
Flexible Payment Plans
Choose your payment tier based on your income. Start with as little as KES 20 per day.
Multiple Access Channels
Register via web, mobile app, or USSD. Designed for everyone, everywhere.
Instant Registration
Register in minutes with just your ID and mobile number. Start coverage today.
Community Protection
Protect your family and loved ones. Affordable coverage for your whole household.
Countrywide Coverage
Access healthcare at any SHA facility across Kenya. Growing network every day.
Peace of Mind
No more stress about medical expenses. Focus on living, not on paying for healthcare.
A Market Waiting for Solutions
Kenya's informal sector represents one of Africa's largest untapped markets. With 14.5 million workers contributing to the economy, yet only 15.8% having health insurance coverage, the opportunity is immense.
Total Workforce
Formal and informal sector in Kenya
Uninsured
Informal sector workers without coverage
Current Coverage
Informal sector with health insurance
Flexible Payment Tiers
Choose the payment frequency that works best for your lifestyle and income pattern.
UHAI Premium
Every Day
KES 20
Daily payment
UHAI Gold
Every 3 Days
KES 60
~KES 20/day
UHAI Platinum
Weekly
KES 140
~KES 20/day
Need help choosing? All tiers provide equal SHA coverage. Pick based on your payment preference. Contact our team
Access UHAI Your Way
Whether you have a smartphone or a basic feature phone, UHAI meets you where you are with flexible access methods.
Smartphone Users
Register directly on www.uhaikenya.org or download the UHAI app from Google Play Store. Register online in minutes with your national ID and mobile number.
✓ Web-based platform access
✓ Mobile app for iOS and Android
✓ Real-time payment tracking
✓ Instant notifications
Feature Phone Users
Access UHAI through our dedicated USSD platform. Simply dial the USSD code and follow the prompts to register and make payments.
✓ USSD access - no internet required
✓ Works on any basic mobile phone
✓ SMS confirmations
✓ Payment balance tracking
How UHAI Works
Get covered in minutes, not months. Four simple steps to healthcare peace of mind.
Register Online
Quick and easy sign-up process
Choose Your Plan
Select what works for you
Make Your Payment
Simple payment options
Start Using Coverage
Access healthcare immediately
Smart Phone Users
Download the UHAI app from Google Play Store or visit uhaikenya.org
- Online registration
- Real-time dashboard
- Push notifications
Feature Phone Users
Register at designated centers and use USSD for payments
- USSD code access
- SMS confirmations
- Field agent support
Join Thousands of Kenyans Getting Covered Today
Stop worrying about medical bills. Start your UHAI journey with a payment as small as KES 20.
Easy Registration
5 Minutes
Starting Payment
KES 20/Day
Coverage Begins
Immediately
No hidden fees. No long contracts. Cancel anytime. Privacy guaranteed.