UHAI Premium
Every Day
KES20
Daily payment
- Full SHA coverage
- Family eligible
- Flexible schedule
- Emergency support
- Mobile & web access
Universal Healthcare for Everyone
Health Insurance You Can Afford
Pay as little as KES 20 per day for comprehensive health coverage. No lump sum required. No conflicts with other expenses.
12.2MUnderinsured in Kenya
3 TiersPayment options
Habari, Akinyi
UHAI Gold
Cover active
Cover active
Paid todayM-Pesa
KES 60Received
This month12 of 14 days
CoveredSHA facilities
You + 3 dependantsPay tomorrow's KES 60
20%Current Coverage
15.8%Informal Insured
17.4MTotal Workforce
EasySetup
SHAIntegrated
Why Choose UHAI?
We've reimagined health insurance for the informal sector. Easy, affordable, and sustainable.
Flexible Payment Plans
Choose your payment tier based on your income. Start with as little as KES 20 per day.
Multiple Access Channels
Register via web, mobile app, or USSD. Designed for everyone, everywhere.
Instant Registration
Register in minutes with just your ID and mobile number. Start coverage today.
Community Protection
Protect your family and loved ones. Affordable coverage for your whole household.
Countrywide Coverage
Access healthcare at any SHA facility across Kenya. Growing network every day.
Peace of Mind
No more stress about medical expenses. Focus on living, not on paying for healthcare.
A Market Waiting for Solutions
Kenya's informal sector represents one of Africa's largest untapped markets. With 14.5 million workers contributing to the economy, yet only 15.8% having health insurance coverage, the opportunity is immense.
17.4M
Total Workforce
Formal and informal sector in Kenya
12.2M
Uninsured
Informal sector workers without coverage
15.8%
Current Coverage
Informal sector with health insurance
Out of every 100 informal sector workers
Each dot is one worker.
16 have health insurance84 have no cover
Flexible Payment Tiers
Choose the payment frequency that works best for your lifestyle and income pattern.
UHAI Gold
Everyday
KES60
Daily payment
- Full SHA coverage
- Family eligible
- Lower frequency
- Priority support
- Mobile & web access
- SMS reminders
UHAI Platinum
Every day
KES140
Daily payment
- Full SHA coverage
- Family eligible
- Convenient weekly
- Premium support
- Mobile & web access
- SMS & email reminders
All tiers provide equal SHA coverage.
Access UHAI Your Way
Whether you have a smartphone or a basic feature phone, UHAI meets you where you are with flexible access methods.
Smartphone Users
Register directly on www.uhai.health or download the UHAI app from Google Play Store. Register online in minutes with your national ID and mobile number.
- Web-based platform access
- Mobile app for iOS and Android
- Real-time payment tracking
- Real-time dashboard
- Instant notifications
- Push notifications
Feature Phone Users
Access UHAI through our dedicated USSD platform. Simply dial the USSD code and follow the prompts to register and make payments. You can also register at designated centers.
- USSD access, no internet required
- Works on any basic mobile phone
- SMS confirmations
- Payment balance tracking
- Field agent support
How UHAI Works
Get covered in minutes, not months. Four simple steps to healthcare peace of mind.
Register Online
Quick and easy sign-up process
- Visit www.uhai.health or download the app
- Enter your mobile number
- Verify with OTP code
- Add personal details (ID, name, county)
Choose Your Plan
Select what works for you
- Premium: KES 20 daily
- Gold: KES 60 everyday
- Platinum: KES 140 every day
- All provide equal SHA coverage
Make Your Payment
Simple payment options
- Pay via mobile money (M-Pesa)
- Bank transfer available
- USSD option for feature phones
- Secure and encrypted
Start Using Coverage
Access healthcare immediately
- Visit any SHA-accredited facility
- Present your ID and phone number
- Receive treatment
- Dashboard shows your status
Register Online
Open your account in two minutes. We'll email you an activation link and text you a code to confirm it's really you.
- Fill in your detailsYour name, email and mobile number.
- Check your email and SMSYou'll get a link and a 6-digit code.
- Activate and choose a passwordYour cover starts with your first payment.
- Call us
- +254 724 627 010
+254 719 201 728 - info@uhai.health
Check your email and phone
Your membership number is . Keep it: you'll use it as the account number when you pay.
We sent an activation link to and a 6-digit code to . Open the link, enter the code and choose a password to finish opening your account.
Nothing arrived after a few minutes? Check your spam folder, or .